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5214 Highway 22 #5214, Flora, MS, 39071

4beds
3baths
2,795sqft
$765,000
$274price/sqft
$5,051/moest. monthly cost
$202,040/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 3-bath home in Flora, offering the perfect blend of comfort, functionality, and country living. With 2,795 square feet, this home features a thoughtfully updated interior throughout, providing a fresh, move-in-ready feel while maintaining a warm and inviting atmosphere. Step outside and enjoy one of the property's standout features--a large back porch complete with an outdoor kitchen and fireplace, ideal for entertaining or relaxing year-round. Whether you're hosting guests or enjoying a quiet evening, this space is built to be enjoyed. The property sits on approximately 8.6± acres and is well-equipped for those seeking space and versatility. In addition to the 3-car garage, you'll find a storage room and a barn with horse stalls, making it perfect for equestrian use or hobby farming. The fenced pasture and small pond add both functionality and charm, creating a true rural retreat just minutes from town. This is a rare opportunity to own a turnkey home with acreage in a highly desirable area--offering privacy, room to grow, and everything you need for country living at its best.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
10/10
Madison Middle SchoolGrades 6-810.6 mi
10/10
Madison Central High SchoolGrades 10-1211.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Board & Batten Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Refrigerator,Washer/Dryer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Concrete
  • Fireplace features: Gas Log,Living Room,Wood Burning,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 2,795
  • Total interior livable area: 2,795 sqft

Property

Details

  • Parcel number: 051d180030000
  • Horse amenities: Barn,Hay Storage,Pasture,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Built-in Barbecue,Lighting,Outdoor Grill,Outdoor Kitchen
  • Fencing: Barbed Wire,Fenced
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 8.62 Acres
  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Concrete,Driveway,Garage Faces Side,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Drought

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$529$6,348
Property Taxes $395$4,740
Electricity $259$3,118
Total$5,051$60,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,177/yr
40% on housing$151,530/yr
45% on housing$134,693/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 39071$247
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39071$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$799,995

For Sale by Agent

AgentHunter B Wooten
BrokerageLost Land Co LLC

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