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4920 Beach St, Ocean Springs, MS, 39564

0beds
1baths
4,950sqft
$339,000
$68price/sqft
$2,811/moest. monthly cost
$112,440/yrincome needed

About This Home

This 5,000-square-foot building, formerly operated as a county fire station, presents a rare opportunity for investors, entrepreneurs, or anyone seeking a versatile commercial space. Featuring four 12' x 12' roll-up doors large enough for boat or RV storage, the property is well suited for boat and RV storage, contractor storage, workshop space, a fitness facility, warehouse, or a unique barndominium conversion. Located at 5000 Beach Street in Ocean Springs, the property sits just minutes from Ocean Springs High School and only one block from the Graveline Bayou boat ramp, making it an ideal location for boaters and outdoor enthusiasts. With strong potential for income-producing storage or flexible business use, this property offers excellent accessibility and endless possibilities in a highly desirable coastal community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
Ocean Springs High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1992

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: See Remarks
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • See Remarks
  • Window features: Aluminum Frames
  • Flooring: Concrete

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Other

Interior Area

  • Total structure area: 4,950
  • Total interior livable area: 4,950 sqft

Property

Accessibility

  • Accessibility features: Accessible Parking

Details

  • Parcel number: 06050908.000
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: None
  • Exterior features: See Remarks
  • Fencing: None
  • Waterfront features: See Remarks

Lot

  • Lot size: 0.44 Acres
  • Features: City Lot,Near Beach,Rectangular Lot
  • Lot size dimensions: 150' x 131' x 150' x 129'

Parking

  • Total spaces: 20
  • Parking features: Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$448$5,376
Property Taxes $189$2,268
Electricity $460$5,523
Total$2,811$33,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,377/yr
40% on housing$84,330/yr
45% on housing$74,960/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$339,000

For Sale by Agent

AgentJosh C Rimes
BrokerageRain Residential

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