61 Joy Cir, Winchester, TN, 37398
About This Home
A custom built home is located in prestigious Fanning Bend Subdivision. You must see this spectacular fully furnished home on Tim’s Ford Lake. Lake views from breakfast area deck & patio areas Completed in 2022, this luxury lake home features over 6100 SF, 6BR/ 5.5 BA, open floor plan w/seamless flow into Kit, LR & DR areas. LR high ceiling & rock fireplace. Large kitchen custom cabinets ice maker w/Frigidaire Gallery appliances featuring induction cooktop butlers pantry & granite counters.an off kitchen pantry to store all your goodies Primary BR suite w/vaulted ceilings, lavish yourself in the adjoining bath including soak tub, walkin granite shower & double vanity, massive walk-in closet. downstairs w/walk out patio with treated concrete & fabulous lake views. Storm shelter Bedroom 2 baths game area theater room and full kitchen with Electrolux stainless appliances blinds throughout. Home w/true double garage with treated floor. Completely furnished can include boat and golf cart
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Refrigerator,Built-In Electric Oven,Cooktop,Instant Hot Water
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Features
- Ceiling Fan(s),Extra Closets,High Ceilings,Pantry,Walk-In Closet(s),High Speed Internet,Kitchen Island
- Flooring: Wood,Tile
- Number of fireplaces: 1
- Fireplace features: Insert,Gas,Living Room
- Fireplace: Yes
- Finished area above ground: 6,176
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 6,176
- Total interior livable area: 6,176 sqft
Property
Details
- Parcel number: 053K A 13700 000
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Association
- Patio & porch: Deck,Covered,Patio,Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Topography of land: Sloped,Views
Lot
- Lot size: 0.45 Acres
- Features: Sloped,Views
- Lot size dimensions: 138.66 x 140.5
Parking
- Total spaces: 8
- Parking features: Garage Door Opener,Garage Faces Front,Circular Driveway,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,078 | $84,936 |
| Home Insurance | $686 | $8,232 |
| Property Taxes | $559 | $6,708 |
| Electricity | $501 | $6,021 |
| Total | $8,824 | $105,888 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $1,449,500 |
| 2025-11-14 | Listed for sale | $1,499,500 |
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