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6440 Polar Dr, Pasco, WA, 99301

4beds
3baths
1,929sqft
$404,995
$210price/sqft
$2,556/moest. monthly cost
$102,240/yrincome needed

About This Home

MLS# 292082 Below market rate plus a $10K Flex Cash Credit available. Use toward closing costs, options, and upgrades. GRAND OPENING of Glacier Park new home community. This new build home is comfortable and spacious. It has 4 bedrooms, 2.5 bathrooms, and a 2-car garage.Inside the open great room, a sleek electric fireplace warms the living area. The welcoming kitchen contains an island with a breakfast bar, quartz countertops, and a large corner pantry. You’ll also find a convenient powder room down the hall. Upstairs, 4 bedrooms surround a flexible loft, perfect for working from home or creating a craft corner. The handy laundry room is centrally located. The primary suite sports a walk-in closet and an ensuite bath. A fenced backyard, front yard irrigated landscaping, and smart features complete the home. Commute via I-182, including to the Tri-cities airport or wine country. Watch the sunset over Badger Mountain, or walk along the Columbia River. Shop nearby at Grocery Outlet and Walmart. Start your new home search and tour this home and our models at Glacier Park in West Pasco today! Photos are representative of plan only and may vary as built. Our model home located at 6415 Polar Dr is open daily 11 to 5:30pm.

Getting Around

3
WalkingCar-Dependent
16
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

3/10
Columbia River ElementaryGrades PK-51.6 mi
5/10
4/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete,Crawl Space
  • Roof: Comp Shingle
  • Construction materials: Concrete Board,Lap

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Water Heater

Basement

  • Basement: None

Bedroom

  • Level: U

Bedroom1

  • Level: U

Bedroom2

  • Level: U

Bedroom3

  • Level: U

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: M

Features

  • Window features: Double Pane Windows,Windows - Vinyl
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: 1,Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,929
  • Total interior livable area: 1,929 sqft

Kitchen

  • Level: M

Living Room

  • Level: M

Property

Details

  • Zoning description: Single Family R

Features

  • Levels: 2 Story
  • Stories: 2
  • Patio & porch: Patio/Covered,Porch
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Located in City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached,2 car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Earthquake
Hail
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Franklin County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$111$1,332
Property Taxes $249$2,988
Electricity $149$1,793
Total$2,556$30,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,634/yr
40% on housing$76,680/yr
45% on housing$68,160/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 99301$223
Franklin County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 99301$255
Franklin County$255

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$444,995

New Construction Spec

AgentKathy Myers
BrokerageDR Horton

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