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402 Bold Ruler Ct #204, Havre De Grace, MD, 21078

2beds
2baths
1,303sqft
$369,990
$284price/sqft
$2,512/moest. monthly cost
$100,480/yrincome needed

About This Home

55+ LUXURY CONDOMINIUM The Abigail is absolutely stunning, showcasing superior finishes and a beautifully designed layout. This home features 2 spacious bedrooms with generous closet space and 2 full baths with upgraded tile. The open-concept living room flows seamlessly into the kitchen and dining area, providing easy access to your private balcony—perfect for relaxing or entertaining. Additional conveniences include a private 1-car garage, elevator access, and a secure building entrance. 🐾 Pets are OK! 💰 CLOSING COST ASSISTANCE available with use of preferred lender and title companies. 📍 Visit our decorated models and Sales Center at 404–208 Bold Ruler Ct. 🕚 Open Friday–Tuesday, 11–5

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Abigail
  • Builder name: Overlook at Bulle Rock

Type & Style

  • Home type: Condo
  • Architectural style: Craftsman
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater

Bathroom2

  • Features: Bathroom - Tub Shower,Flooring - Vinyl
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Laminated
  • Level: Main

Features

  • Combination Dining/Living,Dining Area,Elevator,Family Room Off Kitchen,Open Floorplan,Flat,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Tub Shower,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Window features: Double Pane Windows,Screens
  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,303
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,303
  • Total interior livable area: 1,303 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen - Electric Cooking,Living/Dining Room Combo,Pantry,Flooring - Vinyl
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Living Room

  • Features: Flooring - Laminate Plank
  • Level: Main
  • Area: 588
  • Dimensions: 28 X 21

Primary Bathroom

  • Features: Double Sink,Flooring - Tile/Brick
  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,No Stairs

Details

  • Parcel number: 1306080731
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Inside Entrance,Parking Space Conveys,Private,Secured,Under Home Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$106$1,272
Property Taxes $255$3,060
Electricity $281$3,374
Total$2,512$30,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,125/yr
40% on housing$75,360/yr
45% on housing$66,986/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$176
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$349,990

New Construction Spec Condo

AgentTERRI Hill
BrokerageBuilder Solutions Realty

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