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1055 River Rd APT 501, Edgewater, NJ, 07020

2beds
2baths
--sqft
$599,000
--price/sqft
$4,215/moest. monthly cost
$168,600/yrincome needed

About This Home

Welcome to this stunning 2BR/2BA condo situated in Edgewater's Gold Coast community of Admirals Walk. This beautifully renovated 2BR/2BA condo is designed for modern living with a bright open floor plan . The sun filled LR/DA flows into an updated kitchen that features custom cabinetry, SS Bosch Appliances, Induction cook top and Quartz countertops. The modern kitchen includes an island that can accomodates bar stool seating. This open concept is great for entertaining. Both bedrooms are generously sized with the primary bedroom having a fully renovated bath and WIC. The second bdrm is finished with stylish wall fixtures and a large closet. HWF throughout. Huge terrace which is ideal for relaxing. This unit offers one outdoor pkg. space and in unit laundry. Convenient commute to NYC via bus or NY Waterway. Enjoy all the amenities Admirals Walk has to offer.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Elevator,One Floor Living

Property

Features

  • Patio & porch: Terrace
  • Exterior features: Tennis Court(s)
  • On waterfront: Yes
  • Waterfront features: River Front

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$51$612
Property Taxes $943$11,316
Electricity $193$2,318
Total$4,215$50,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,514/yr
40% on housing$126,450/yr
45% on housing$112,400/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07020$619
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07020$723
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$599,000
2026-07-10Price change$599,000
2026-04-14Listed for sale$619,000

For Sale by Agent

AgentIrene Daniello
BrokerageThe Agency One Rock-Edgewater

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