20 89th St Unit A3, Brooklyn, NY, 11209
About This Home
Bay Ridge Studio Co-op – Prime Location! Welcome to this bright and inviting studio apartment in the heart of Bay Ridge, Brooklyn. Located in a well-maintained co-op building at 20 89th Street, just minutes from Shore Road, this is a fantastic opportunity for first-time buyers or anyone looking for an affordable entry into the market. This sun-filled unit offers a comfortable and functional layout with a living and dining combination, along with a full bath, creating a warm and welcoming space to call home. The building features a live-in superintendent, on-site laundry, storage, and a bike room for added convenience. Commuting is a breeze with easy access to the R train at 86th Street Station, as well as nearby express buses (X27/X37) and local buses including the B1, B16, and B63, plus the NYC Ferry at the Bay Ridge landing—making travel to Manhattan and throughout Brooklyn simple and convenient. Enjoy being just minutes from the waterfront promenade, parks, restaurants, cafés, shopping, and supermarkets—everything you need right outside your door. Whether you're looking for a primary residence or a cozy city retreat, this apartment is the perfect fit.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 400
- Total interior livable area: 400 sqft
Property
Details
- Special condition: Resale
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Kings County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $48 | $576 |
| Property Taxes | $92 | $1,104 |
| Electricity | $246 | $2,954 |
| Total | $1,392 | $16,704 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $205,000 |
| 2026-04-25 | Price change | $209,000 |
| 2026-04-14 | Listed for sale | $220,000 |
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