104 N Oak Tree Rd, Kemp, TX, 75143
About This Home
Great Investment Property in Kemp, TX! Investor special or DIY dream! This 2-bedroom, 1-bath home is approximately 90% completed, offering a great opportunity to finish it out and build instant value. Located just minutes from Cedar Creek Reservoir, the property boasts a desirable location and spacious outdoor area. Ideal for a flip, rental, or vacation home with strong upside potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
Bedroom
- Level: First
- Dimensions: 9 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total interior livable area: 540 sqft
Living Room
- Level: First
- Dimensions: 19 x 15
Master Bedroom
- Level: First
- Dimensions: 13 x 11
Property
Details
- Parcel number: 37150000210050
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Chain Link
Lot
- Lot size: 0.60 Acres
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Lightning
- Strong Wind
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $439 | $5,268 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $71 | $852 |
| Electricity | $238 | $2,859 |
| Total | $817 | $9,804 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $95,000 |
New Construction
View on Zillow