12609 NE 48th St, Oxford, FL, 34484
About This Home
Under Construction. Brand New Block Home construction. Nat Gas available may be available. Curb appeal enhanced with stone accents and irrigation system. Enjoy the railed front porch for those incredible sunset views. Estimated completion Jul/Aug barring any unforeseen setbacks in materials or labor. Spacious split and open floorplan. Roomy secondary bedrooms all the same size. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom with an ensuite bathroom complete with a Large 5' tiled shower in lieu of a garden tub, granite countertops on upgraded cabinets throughout, stainless appliances, mini-blind insert in rear door to covered patio. Tile flooring in all areas except bedrooms, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stone,Stucco
Other
- Builder model: 1755C
- Builder name: Adams Homes of NW FL
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 110
- Dimensions: 11x10
Features
- Crown Molding,In Wall Pest System,Open Floorplan,Split Bedroom,Stone Counters,Thermostat,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,255
- Total interior livable area: 1,755 sqft
Kitchen
- Features: Pantry
- Level: First
Living Room
- Level: First
- Area: 289
- Dimensions: 17x17
Primary Bedroom
- Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Granite Counters,Shower No Tub,Water Closet/Priv Toilet,Walk-In Closet(s)
- Level: First
- Area: 180
- Dimensions: 12x15
Property
Details
- Parcel number: DO8H090
- Zoning: R1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System
Lot
- Lot size: 7,760 sqft
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Sumter County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,909 | $22,908 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $232 | $2,784 |
| Electricity | $197 | $2,366 |
| Total | $2,594 | $31,128 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $402,550 |
| 2026-04-16 | Price change | $397,550 |
| 2026-04-14 | Listed for sale | $402,550 |
View on Zillow