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7054 William Pitsenbarger Rd, Panama City, FL, 32404

3beds
2baths
1,293sqft
$284,900
$220price/sqft
$2,067/moest. monthly cost
$82,680/yrincome needed

About This Home

The Eldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will see 1,293 square feet of spacious, comfortable living. Inside you will see 9' ceilings throughout, engineered vinyl plank flooring throughout the main areas, and soft carpet in the bedrooms. Granite countertops, white cabinetry and a spacious open living room and kitchen make this home perfect for having guests over. The kitchen has a center island that is perfect for serving children and guests, a pantry, white cabinets with soft-close and stainless-steel appliances including a smooth top range, microwave, and dishwasher. Located right next to the dining area, this makes serving meals with ease. The primary bedroom has a spacious walk-in closet and large windows at the front of your home. The primary bathroom features a double vanity with granite countertops, white cabinets with soft-close, and a shower. The guest bathroom features a single vanity with granite countertops and a shower. Like every home in Liberty, this home comes with Smart-Home technology, using modern advancements to control your new home with ease. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional shingles with a limited lifetime warranty, electronic deadbolts on all exterior doors, weatherproof outlets, and hose bibs. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather at Liberty. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. Come and see why the Eldridge is the perfect new home for you. Contact us today to find your home at Liberty!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
2/10
Rutherford High SchoolGrades 6-126.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Plumbed For Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Smart Home
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,293
  • Total interior livable area: 1,293 sqft

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 05903400096

Features

  • Pool features: Community
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Patio

Lot

  • Lot size: 6,098 sqft
  • Features: Paved
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,Paved,Community Structure
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$290$3,480
Property Taxes $140$1,680
Electricity $197$2,366
Total$2,067$24,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,868/yr
40% on housing$62,010/yr
45% on housing$55,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$315,900

New Construction Spec

AgentMark A Miles
BrokerageDR Horton Realty of Emerald Coast, LLC

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