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265 Willoughby Rd, Sterrett, AL, 35147

3beds
2baths
1,376sqft
$289,900
$211price/sqft
$2,017/moest. monthly cost
$80,680/yrincome needed

About This Home

Ask about our interest rates, paid closing cost and easily added options. The Burke plan features one level living with an impressive layout. Three Bedrooms, and two full Bathrooms in over 1,376 square feet, including vaulted ceilings, and a contemporary open concept Living and Dining Room, and Kitchen. The covered patio is perfect for outdoor entertaining. The owner's suite is located at the rear featuring a spacious bathroom with double vanity and walk-in closet. Two Bedrooms, and full bathroom with private hall, are adjacent the living room. Smart Home system and Builder 1-2-10 Warranty!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
10/10
Chelsea Middle SchoolGrades 6-84.4 mi
8/10
Chelsea High SchoolGrades 9-126.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • None,Smooth Ceilings,Linen Closet,Separate Shower,Shared Bath,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: Insulated Door
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,376

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 1,376 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 000
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 7,013 sqft
  • Features: Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$211$2,532
Property Taxes $101$1,212
Electricity $240$2,881
Total$2,017$24,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,154/yr
40% on housing$60,510/yr
45% on housing$53,786/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 35147$157
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35147$178
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$304,900

New Construction Spec

AgentMellanie Wright
BrokerageDHI Realty of Alabama

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