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215 Gavin Ln, Linn, MO, 65051

4beds
3baths
2,433sqft
$395,000
$162price/sqft
$2,587/moest. monthly cost
$103,480/yrincome needed

About This Home

Located at the end of a cul-de-sac, this newer home offers three bedrooms and two full baths on the main floor, along with a spacious kitchen, pantry, and laundry area. The master suite features a walk-in shower, a Japanese soaker tub, and a walk-in closet. Off the kitchen, there is a deck overlooking the woods, providing plenty of privacy. The finished lower level includes a large open space currently used as a bedroom with a closet, an additional full bathroom, and a living area. There's also a 22x22 unfinished storage space and a separate 6x7 room. There are no HOA fees within this subdivision.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10
Linn High SchoolGrades 6-121.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Range,Dishwasher,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Main
  • Area: 114.5814
  • Dimensions: 10.83 x 10.58

Bedroom3

  • Level: Main
  • Area: 111.0564
  • Dimensions: 10.92 x 10.17

Bedroom4

  • Level: Lower
  • Area: 780.5886
  • Dimensions: 33.33 x 23.42

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Walk-In Closet(s)
  • Fireplace features: None
  • Finished area below ground: 703
  • Finished area above ground: 1,730

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,433
  • Total interior livable area: 2,433 sqft

Kitchen

  • Level: Main
  • Area: 246.72
  • Dimensions: 16 x 15.42

Laundry

  • Level: Main
  • Area: 125.8086
  • Dimensions: 18.42 x 6.83

Living Room

  • Level: Main
  • Area: 193.1839
  • Dimensions: 16.33 x 11.83

Other

  • Level: Main
  • Area: 71.4
  • Dimensions: 10.5 x 6.8

Primary Bedroom

  • Level: Main
  • Area: 212.61
  • Dimensions: 14.92 x 14.25

Property

Features

  • Levels: One

Lot

  • Lot size: 0.47 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$238$2,856
Property Taxes $167$2,004
Electricity $185$2,229
Total$2,587$31,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,697/yr
40% on housing$77,610/yr
45% on housing$68,986/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 65051$155
Osage County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 65051$184
Osage County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$399,900

For Sale by Agent

AgentIrene Werdehausen
BrokerageGratz Real Estate, LLC

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