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20387 Rosewood Garden Way, Boca Raton, FL, 33434

5beds
7baths
6,886sqft
$3,213,900
$467price/sqft
$21,417/moest. monthly cost
$856,680/yrincome needed

About This Home

5 Bedrooms, 5 Bathrooms, 2 Half Baths, Den, Game Room, Loft, Media Room, 4-Car Garage, 5,177 a/c sq. ft.

Getting Around

33
WalkingCar-Dependent
19
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

10/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: GL HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Interior Area

  • Total interior livable area: 6,886 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,251$195,012
Home Insurance *$2,278$27,336
Property Taxes $2,196$26,352
Electricity $692$8,315
Total$21,417$257,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$734,297/yr
40% on housing$642,510/yr
45% on housing$571,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 33434$236
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33434$413
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$3,123,900
2026-04-14Listed for sale$3,103,900

New Construction Spec

BrokerageGL HOMES

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