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1146 Highway 56, Swainsboro, GA, 30401

4beds
4baths
3,034sqft
$439,000
$145price/sqft
$3,260/moest. monthly cost
$130,400/yrincome needed

About This Home

BEAUTIFUL AND IMPRESSIVE 4 BEDROOM, 4 BATHROOM HOME ON 3.74 ACRES - THIS HOME and PROPERTY OFFERS SO MANY BEAUTIFUL VIEWS, INSIDE AND OUT! - INCREDIBLE SCREENED-IN BACK PORCH AND BACK COVERED PATIO - DOUBLE CAR GARAGE - OUTSTANDING STUDIO APARTMENT ABOVE GARAGE (ENTRANCE FROM EXTERIOR STAIRCASE or THROUGH HOME) - HEARTPINE FLOORS - TAKE A TOUR TODAY

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
5/10
Swainsboro Middle SchoolGrades 6-87.3 mi
3/10
Swainsboro High SchoolGrades 9-127.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1981

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Oven,Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,034

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,034
  • Total interior livable area: 3,034 sqft

Property

Details

  • Parcel number: 077 001G

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3.74 Acres
  • Features: Private

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Drought
Hail
Hurricane
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$462$5,544
Property Taxes $285$3,420
Electricity $294$3,537
Total$3,260$39,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,771/yr
40% on housing$97,800/yr
45% on housing$86,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 30401$110
Emanuel County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 30401
Emanuel County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$439,000

For Sale by Agent

AgentPatsy Youmans
BrokerageDRB Realty & Properties LLC

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