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3217 SE 28th Ave, Portland, OR, 97202

2beds
3baths
820sqft
$389,900
$475price/sqft
$2,557/moest. monthly cost
$102,280/yrincome needed

About This Home

I’ve been waiting for someone just like you, someone who loves the phenomenal SE location I was built in, just 4 short blocks to the heart of Clinton-Division, where restaurants are beyond tasty and plentiful! The moment you step through my door, you’ll feel it—the light, the space, the style. I was designed with intention, filled with sophisticated finishes, high ceilings, and a natural brightness that lifts your spirits from morning till night. Come into my heart—the kitchen—where stainless steel appliances, a freestanding range, tile backsplash, and solid surface countertops come together in perfect harmony. Whether you're cooking for one or hosting friends, this is a space made for memories. I offer two cozy bedrooms, but it’s my primary suite that really shines. Picture yourself waking up beneath my clerestory window, sun streaming in softly. Step into your private ensuite bathroom, and start your day in calm, elevated comfort. Don’t forget, I have two and a half baths in total—no waiting, no compromises. Outside, I offer a fenced yard—ideal for pets, plants, or simply enjoying a quiet morning with coffee. And when you’re ready to explore, you’ll love my location in the tree-lined, sidewalk-wrapped streets of Hosford-Abernathy, just a stroll away from parks, local shops, and restaurants. With a Walk Score of 89 and a Bike Score of 94, the city is at your fingertips. I’m more than just a home. I’m your stylish sanctuary, your personal retreat, and your perfect Portland landing place. Let’s write your next chapter—together. My purchase price is subject to you qualifying for the Portland Housing Bureau’s SDC Program. Reach out to people for more information! Need a little help with your down payment? Our friends at Umpqua Bank have their Umpqua Neighbors and Legacy Builder down payment assistance programs to help make your dream home a reality! So, what are you waiting for? Let’s write your next chapter—together.

Getting Around

90
WalkingVery Walkable
56
TransitGood Transit
94
BikeBiker's Paradise

Schools

10/10
7/10
Hosford Middle SchoolGrades 6-80.5 mi
7/10
Cleveland High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding,Lap Siding,Panel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Cottage
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: High Ceilings
  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Features

  • High Ceilings,Hookup Available,Gourmet Kitchen,Great Room,Living Room Dining Room Combo
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Wall to Wall Carpet

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 820
  • Total interior livable area: 820 sqft

Kitchen

  • Features: Dishwasher, Disposal, Gourmet Kitchen, Great Room, Microwave,Free Standing Range, High Ceilings, Plumbed For Ice Maker, Solid Surface Countertop
  • Level: Main
  • Area: 72

Living Room

  • Features: Great Room, Living Room Dining Room Combo,High Ceilings
  • Level: Main
  • Area: 168

Master Bedroom

  • Features: Ensuite, High Ceilings
  • Level: Upper
  • Area: 100

Property

Accessibility

  • Accessibility features: Natural Lighting,Accessibility

Details

  • Parcel number: New Construction
  • Zoning: R2.5

Features

  • Stories: 2
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Features: Level,SqFt 0K to 2999

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$79$948
Property Taxes $331$3,972
Electricity $176$2,119
Total$2,557$30,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,668/yr
40% on housing$76,710/yr
45% on housing$68,186/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 97202$290
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97202$303
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$389,900
2026-04-14Listed for sale$399,900

New Construction

AgentDarryl Bodle
BrokerageKeller Williams Realty Portland Premiere

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