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2360 The Ridges Bill Br, Hiawassee, GA, 30546

6beds
5baths
3,179sqft
$899,999
$283price/sqft
$5,399/moest. monthly cost
$215,960/yrincome needed

About This Home

Set against a backdrop of sweeping mountain vistas, this fully furnished 6-bedroom, 4-bath estate offers privacy, scale, and turnkey convenience on 7.5 unrestricted acres. Designed to accommodate both large gatherings and quiet retreats, the home blends modern upgrades with the natural beauty of its surroundings. Inside, the home is thoughtfully laid out across multiple levels, providing distinct living and entertaining spaces. The kitchen serves as a central gathering point, featuring granite surfaces, stainless appliances, and an open layout that connects effortlessly to the main living areas. Walls of windows and a dedicated sunroom capture the changing light and expansive views throughout the day. The bedroom configuration is ideal for flexibility and comfort, with spacious suites on both the main and upper levels. Each offers private bath access and direct entry to covered outdoor living areas, creating a seamless connection to the surrounding landscape. The lower level expands the home's versatility with a fully finished space designed for recreation and hosting. A built-in wet bar, additional bedrooms and baths, and a large gathering area make it well-suited for guests, extended stays, or separate living quarters. Outdoors, the property is designed for relaxation and usability, featuring established landscaping, multiple gathering areas, a firepit, and a hot tub positioned to take advantage of the views. The acreage provides room to expand, add amenities, or simply enjoy the added privacy. With major systems already in place—including dual HVAC units, a metal roof, upgraded electrical and plumbing, and dual water heaters—this property is equipped for both full-time living and high-demand rental use. Currently operating as a short-term rental with no restrictions, it offers immediate income potential alongside long-term value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Sheetrock,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Tile,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Vented,Ventless,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,179
  • Total interior livable area: 3,179 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0060 084

Features

  • Levels: Multi/Split,Three Or More
  • Stories: 3
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range
  • Frontage type: Road
  • Topography of land: Level,Sloping,Rolling,Steep

Lot

  • Lot size: 7.50 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$279$3,348
Property Taxes $262$3,144
Electricity $308$3,706
Total$5,399$64,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,108/yr
40% on housing$161,970/yr
45% on housing$143,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$221
Towns County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$899,999

For Sale by Agent

AgentRobbyn Allen
BrokerageMajestic Mountain Properties

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