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115 Terrace Ave #1240, Hillsboro, OH, 45133

2beds
2baths
0sqft
$229,900
--price/sqft
$1,660/moest. monthly cost
$66,400/yrincome needed

About This Home

Freestanding Condo minutes from the center of Hillsboro and shopping! New!! This gorgeous home has all the touches of home. Fully Equipped Kit. w/SS Appliances, Laundry room w/Stackable W/D and a Tankless Hot Water Heater, DEEP Stone Shower in the Master Suite w/ tile floor, Walk-in Clst. in the Master, Pantry w/Pocket Door, Luxury Vinyl Plank Thru-out! Att. TWO Car Gar., Covered Front Porch, Concrete Back Yard Patio. All of this on a No Outlet Street. Beautiful Neighborhood!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
Hillsboro Middle SchoolGrades 6-82.1 mi
5/10
Hillsboro High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Shingle Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater,Tankless Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 120

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Low Emissivity Windows,Gas Filled,Insulated Windows
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Gas Furn EF Rtd 95%+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Pantry,Counter Bar,Eat-in Kitchen,Walkout,Other
  • Area: 260

Living Room

  • Features: Walkout,Window Treatment,Other
  • Area: 260

Master Bathroom

  • Features: Double Shower,Tile Floor,Tub w/Shower,Window Treatment

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s)
  • Level: First
  • Area: 182

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: No Accessibility Features,Handrails

Details

  • Parcel number: 2511001038.02
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$156$1,872
Property Taxes $149$1,788
Electricity $193$2,320
Total$1,660$19,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,914/yr
40% on housing$49,800/yr
45% on housing$44,266/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45133$184
Highland County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 45133
Highland County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$229,900
2026-04-15Listed for sale$246,500

New Construction

AgentBertha Thomas
BrokerageHuff Realty

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