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704 W Opal Ln, Hartford, SD, 57033

2beds
2baths
1,400sqft
$374,900
$268price/sqft
$2,595/moest. monthly cost
$103,800/yrincome needed

About This Home

Quality new construction twin home in a growing Hartford community! This thoughtfully designed home offers zero-entry living with an open-concept layout featuring a spacious living room, dining area, and functional kitchen. The main level includes a comfortable primary suite with walk-in closet and private bath, plus a second bedroom or office, additional full bath, and convenient main-floor laundry. Enjoy LVP flooring in main living areas and carpet in bedrooms for comfort. The attached garage is a standout feature with heat, water, and floor drain—perfect for year-round use. The unfinished basement provides excellent potential for future expansion with space for additional bedrooms, bath, and family room—build equity and customize to your needs. Ideal for downsizing, low-maintenance living, or anyone looking for new construction in a great Hartford location!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
Hartford Elementary - 05Grades K-20.9 mi
6/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 196

Features

  • Master Downstairs,Vaulted Ceiling(s),Master Bath,Main Floor Laundry
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 380

Master Bedroom

  • Level: Main
  • Area: 238

Property

Details

  • Parcel number: 95666

Features

  • Patio & porch: Deck

Lot

  • Lot size: 5,758 sqft
  • Features: City Lot,Walk-Out
  • Lot size dimensions: 120x48

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Winter Weather
Hail
Strong Wind
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance $223$2,676
Property Taxes $331$3,972
Electricity $146$1,755
Total$2,595$31,140

Income You'd Need if You Spent...

35% on housing$88,971/yr
40% on housing$77,850/yr
45% on housing$69,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 57033$263
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57033$190
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$375,000

For Sale by Agent

AgentDave J Larson
BrokerageHegg, REALTORS

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