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12138 OAK HOLLOW Trail, Jacksonville, FL, 32256

5beds
5baths
3,358sqft
$1,119,900
$334price/sqft
$7,391/moest. monthly cost
$295,640/yrincome needed

About This Home

**Up to $25,000 towards closing costs** See salesperson for details. 100% Energy Star Certified Home built by Providence Homes. Mariposa at EverRange! The Ellaville plan offers 4 bedrooms plus a study downstairs and a bedroom and loft upstairs. Open executive chef kitchen with beverage center open to cafe and family room to covered patio. Luxury vinyl plank flooring throughout, tile in wet areas, and carpet in bedrooms. Three car split garage with floor coating and paver driveway and water softener loop. Sept/Oct completion.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding,Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Water Heater,Gas Cooktop,Gas Water Heater,Plumbed For Ice Maker,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Washer Hookup

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,358 sqft

Loft

  • Level: Second

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 1679011090
  • Zoning description: Single Family

Features

  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 9,147 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 60 x 144

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Hail
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,662$67,944
Home Insurance *$693$8,316
Property Taxes $699$8,388
Electricity $337$4,055
Total$7,391$88,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,405/yr
40% on housing$221,730/yr
45% on housing$197,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 32256$176
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32256$229
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,119,900

New Construction

AgentMELISSA MATTHEWS
BrokeragePROVIDENCE REALTY, LLC

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