




811 Olmstead Lane, Bayfield, CO, 81122
About This Home
Great opportunity for affordability and home ownership in the heart of Bayfield. This end unit home offers functional living space and has been kept immaculately clean; it has not had any pets residing in the home. This unit backs up to open space, keeping this home tucked in a quiet setting for peaceful enjoyment and an adorable, desirable backyard offering a little piece of nature to an owner. The main living area is large, open, and finished with tile flooring and includes new ceiling fans. The kitchen provides ample storage with well-maintained Formica countertops, a tall and large pantry cabinet, and a nearby half bath. Downstairs, both bedrooms enjoy views of the surrounding natural space and backyard. This level also includes a spacious full bathroom shared between the bedrooms, a laundry room with additional storage, and a utility closet with an in-floor drain. The backyard features a fenced area with a small patio and backs to a local irrigation ditch, which helps maintain greenery and adds a sense of privacy. Two apple trees are shared between this home and the neighbors, and the yard is accessible directly from one of the downstairs bedrooms. Located across the street from Fox Farm Community Park, this home also includes two designated parking spaces and available guest parking. There is an additional storage shed on the property that will stay with the property. This property is deed-restricted and available only to buyers earning 80% Area Median Income or less, creating a unique opportunity for qualified buyers to own in this area. Income limits for a single-individual household are $65,800 annually, and for a two-individual household, $75,200 annually. If there will be more than two individuals residing in the home, please reach out for the annual income limits or ask a local realtor to reference the AMI Chart for La Plata County.
Getting Around
Schools
Construction
Condition
- Year built: 2009
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Cooling
- Cooling features: Ceiling Fan(s)
Features
- Ceiling Fan(s)
- Window features: Window Coverings
- Flooring: Carpet-Partial,Tile
Interior Area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Master Bedroom
- Level: Lower
Property
Details
- Parcel number: 567711415006
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Has view: Yes
- View description: Other
- Waterfront features: Other
Lot
- Lot size: 609.84 sqft
- Features: Adj to Open Space
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Avalanche
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $69 | $828 |
| Electricity | $186 | $2,232 |
| Total | $1,927 | $23,124 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $328,000 |
For Sale by Agent
