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13742 River Grove Ln, Olive Branch, MS, 38654

5beds
5baths
4,187sqft
$598,510
$143price/sqft
$4,070/moest. monthly cost
$162,800/yrincome needed

About This Home

This spacious home design features a two-story foyer that sets the tone for an open and functional layout. The main level includes a large family room, kitchen, and breakfast area that flow together to create an inviting space suitable for gatherings, entertaining, or everyday living. A 23' x 12' covered rear porch extends the living area outdoors. The primary suite is located on the main level and offers a relaxing retreat with a whirlpool tub, large glass shower, double split vanities, two walk-in closets with wood shelving, and a linen closet. The suite has a private entry off the kitchen area for added convenience. A large granite-topped island anchors the kitchen, which also includes generous workspace and storage. A formal dining room, an additional bedroom, and a full bath are also located on the first floor. Storage cubbies are positioned inside the Friend's Entry. The upper level includes Bedrooms 3, 4, and 5, along with two additional full baths. A spacious 28' x 24' playroom overlooks the foyer below and provides flexible space for various needs. With a thoughtful layout, generous room sizes, and a blend of open gathering areas and private retreats, this home offers both comfort and functionality across all levels.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
8/10
Center Hill MiddleGrades 6-83.9 mi
8/10
Center Hill High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Move In Ready
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: See Remarks
  • Roof: Architectural Shingles,Metal
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks
  • Laundry features: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,High Ceilings,His and Hers Closets,Kitchen Island,See Remarks
  • Window features: Screens
  • Flooring: See Remarks
  • Fireplace features: See Remarks,Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ceiling,Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,187
  • Total interior livable area: 4,187 sqft

Property

Details

  • Parcel number: 80122500020090

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: See Remarks
  • Exterior features: See Remarks
  • Fencing: See Remarks

Lot

  • Lot size: 2,178 sqft
  • Features: Front Yard

Parking

  • Total spaces: 3
  • Parking features: See Remarks,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Ice Storm
Winter Weather

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,026$36,312
Home Insurance *$391$4,692
Property Taxes $264$3,168
Electricity $389$4,671
Total$4,070$48,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,542/yr
40% on housing$122,100/yr
45% on housing$108,533/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$598,510

New Construction

AgentBenny R McCall
BrokerageGrant New Homes Llc Dba Grant & Co.

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