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318 NE Chalet St, Elkhart, IA, 50073

2beds
2baths
1,218sqft
$329,500
$271price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

Discover a home designed for lasting reliability and modern comfort. The Eisenhower C by Greenland Homes features a highly functional, split-bedroom layout that prioritizes your privacy, with the master suite distinctly separated from the secondary bedroom. Enjoy the seamless flow of our open-plan layout, centered on a beautiful kitchen island. Perfect for entertaining. As you settle in, take comfort knowing your investment is protected by our industry-leading 2-Year Builder Warranty. Features like the electric fireplace, main floor laundry, and a basement stubbed for a future bath make this a secure, future-ready choice. Don't forget to ask about financing promotions with the preferred lender. If this isn't what you are looking for, check out Greenland Homes communities in Adel, Altoona, Ankeny, Bondurant, Clive, Elkhart, Granger, Grimes, Norwalk, Pella, and Waukee.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
North Polk Middle SchoolGrades 6-85.1 mi
8/10
North Polk High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Greenland Homes IA, Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Property

Details

  • Parcel number: 21162327302002
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 8,842 sqft
  • Lot size dimensions: 65 x 136

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,666$19,992
Home Insurance *$165$1,980
Property Taxes $363$4,356
Electricity $121$1,452
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 50073$141
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50073$259
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$329,500

New Construction

AgentTammy Heckart
BrokerageRE/MAX Concepts

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