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86659 Swift Launch Path, Yulee, FL, 32097

5beds
5baths
3,315sqft
$654,990
$198price/sqft
$4,398/moest. monthly cost
$175,920/yrincome needed

About This Home

What's Special: Bonus Room | Dedicated Study | Game Room | Gourmet Kitchen | West Facing Patio. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Torres at 86659 Swift Launch Path in Headwaters at Lofton Creek! This charming home offers a flexible layout designed for everyday comfort and easy entertaining. At the heart of the home, the great room flows into the dining area and gourmet kitchen with natural gas featuring a center island. Pocket sliding glass doors open to the covered lanai, extending your living space. The primary suite is privately tucked at the back of the home with a spa inspired bath and large walk-in closet. Toward the front of the home, three secondary bedrooms and a dedicated study provide plenty of space, with the laundry room conveniently located near the three-car garage entry. Upstairs, a spacious loft and an additional secondary bedroom with a walk-in closet and a full bathroom offer even more flexibility. Headwaters at Lofton Creek in Yulee offers a peaceful escape on nearly 200 wooded acres. This hidden gem features an old-Florida charm, and planned amenities including a pool, cabana, event lawn, dog park, tot lot, and trails. With direct SR200 access, you're close to Amelia Island beaches, shopping, top schools, medical centers, and major roadways like I-95, US-17, and I-295. Additional Highlights Include: gourmet kitchen, study in place of a flex room, pocket sliding glass door in the great room, loft, upstairs bedroom and full bathroom, additional windows added to the dining room, 8' interior doors, tray ceiling package, tankless water heater and sink in the laundry room. Photos are for representative purposes only. MLS#115746

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Yulee Elementary SchoolGrades 3-50.7 mi
9/10
Yulee Middle SchoolGrades 6-82.1 mi
5/10
Yulee High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame

Other

  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Disposal,Microwave,Oven,Stove

Bedroom

  • Level: Upper
  • Dimensions: 15x12

Bedroom

  • Level: Main
  • Dimensions: 11x11

Bedroom

  • Level: Main
  • Dimensions: 11x11

Bedroom

  • Level: Main
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Bonus Room

  • Level: Upper
  • Dimensions: 13x15

Dining Room

  • Level: Main
  • Dimensions: 12x11

Features

  • Window Treatments
  • Window features: Vinyl,Blinds

Great Room

  • Level: Main
  • Dimensions: 17x28

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,315
  • Total interior livable area: 3,315 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main
  • Dimensions: 16x16

Office

  • Level: Main
  • Dimensions: 13x12

Property

Details

  • Parcel number: 513N27070002190000
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Brick,Covered,Patio
  • Exterior features: Sprinkler/Irrigation

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 10399

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,311$39,732
Home Insurance *$356$4,272
Property Taxes $398$4,776
Electricity $333$4,003
Total$4,398$52,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,788/yr
40% on housing$131,940/yr
45% on housing$117,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$194
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$666,444

New Construction

AgentMichelle Campbell
BrokerageAV HOMES LEGACY DEVELOPERS

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