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5429 Fernwood Dr, Cedar Falls, IA, 50613

4beds
3baths
2,164sqft
$599,999
$277price/sqft
$4,245/moest. monthly cost
$169,800/yrincome needed

About This Home

*Photos are of a similar home. This stunning 4-bedroom, 3-bathroom home in The Arbors seamlessly blends upscale design with everyday comfort. From the moment you enter the impressive 19-foot foyer, the quality craftsmanship and thoughtful details are immediately apparent. The main level features a spacious primary suite designed for relaxation, complete with an oversized walk-in closet and a spa-inspired bathroom. The great room showcases soaring 11-foot ceilings, creating a bright, open atmosphere ideal for both entertaining and daily living. At the heart of the home, the gourmet kitchen offers a walk-in pantry and flows effortlessly into the surrounding living spaces. A convenient drop zone and generous laundry room help keep everything organized and running smoothly. Additional bedrooms, located on both the upper and lower levels, each include walk-in closets to provide ample storage. Combining elegance with functionality, this home is perfectly suited for today’s lifestyle. *Photos are of a similar home.

Getting Around

34
WalkingCar-Dependent
18
TransitMinimal Transit
60
BikeBikeable

Schools

9/10
7/10
Cedar Falls High SchoolGrades 10-120.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: Skogman Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: One,Electric
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,164 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891427404003
  • Zoning: R-P
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped
  • Lot size dimensions: 79 x 140

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$387$4,644
Property Taxes $664$7,968
Electricity $161$1,937
Total$4,245$50,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,542/yr
40% on housing$127,350/yr
45% on housing$113,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$180
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$601,345

For Sale by Agent

AgentJustin Reuter
BrokerageOakridge Real Estate

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