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28410 NE Bell Rd, Newberg, OR, 97123

5beds
4baths
3,829sqft
$1,799,000
$470price/sqft
$10,835/moest. monthly cost
$433,400/yrincome needed

About This Home

The Shasta XXL home plan is an expansive and luxurious primary-on-the-main design offering 3,904 square feet of living space, with 4 to 5 bedrooms and 3.5 to 4 bathrooms. Thoughtfully crafted for comfort, flexibility, and multi-generational living, this home combines elegant main-level living with an impressive upper-level retreat. A welcoming front porch leads into a spacious entryway, where a beautiful formal dining room sits on one side and a large den on the other-perfect for a home office, study, or flex space. The den can also be converted into a bedroom with a full bathroom, providing additional versatility. The dining room connects to the main living area through a convenient butler's pantry, offering both style and functionality. The heart of the home is the stunning great room, featuring 12-foot ceilings and expansive windows that fill the space with natural light. An optional 12-foot sliding glass door enhances the indoor-outdoor connection, leading to the backyard and patio. Just off the great room, you'll find a powder room and the luxurious primary suite, which is privately positioned and offers abundant natural light along with an optional sliding glass door for direct outdoor access. The primary bath includes a walk-in shower, soaking tub, and a large walk-in closet, with additional options for a fully tiled shower, custom tile shower, or large glass shower to create a spa-like retreat. The great room flows seamlessly into a chef's kitchen with a large...

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
5/10
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Garrette Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,829 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$373$4,476
Property Taxes $1,019$12,228
Electricity $347$4,169
Total$10,835$130,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,485/yr
40% on housing$325,050/yr
45% on housing$288,933/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 97123$256
Yamhill County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 97123$299
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$1,849,000
2026-04-22Price change$2,000,000
2026-04-15Listed for sale$1,651,000

New Construction Spec

BrokerageGarrette Homes

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