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512 Sugar Magnolia Loop E, Unincorporated, TN, 38017

4beds
3baths
3,025sqft
$617,900
$204price/sqft
$4,239/moest. monthly cost
$169,560/yrincome needed

About This Home

Exciting New Gated Subdivision! This new construction home backs up to the treed common area and Golf Course at Spring Creek Ranch. Enjoy the views and water feature while walking the trail or sitting on your covered back porch w/ fireplace. Low maintenance home w/ wrap around front porch--great for lock and leave. This "Ashton" Craftsman new plan features 4BR (2 down), 3BA plus Bonus. Very open plan perfect for entertaining! Vaulted Great Room w/ beams and built-ins w/ floating shelves. Fabulous Kitchen w/ large island, breakfast bar, quartz counter tops, double ovens, gas cooktop, ss appliances, tile backsplash, and walk-in pantry. Wainscoting in Dining Room. No City Taxes! Still time to make many of your own selections. Last lot in this phase that backs up to the golf course. Don't miss this opportunity!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
3/10
Mt Pisgah Middle SchoolGrades 6-94.8 mi
6/10
Germantown High SchoolGrades 9-128.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: CREEKSIDE HOMES, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Vent Hood/Exhaust Fan,Self Cleaning Oven,Double Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 132

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 144

Bedroom4

  • Features: Carpet,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Area: 192

Den

  • Area: 420

Dining Room

  • Features: Separate Dining Room
  • Area: 144

Features

  • 1 or More BR Down,Primary Down,Vaulted/Coffered Primary,Split Bedroom Plan,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,High Ceilings,Smooth Ceiling,Two Story Foyer,Vaulted/Coff/Tray Ceiling,Walk-In Closet(s),Mud Room,2 or More Baths,2nd Bedroom,Den/Great Room,Dining Room,Kitchen,Laundry Room,Primary Bedroom,1 Bath,3rd Bedroom,4th or More Bedrooms,Bonus Room,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows
  • Flooring: Part Carpet,Part Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Gas Starter,In Den/Great Room,In Other Room,Ventless
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Central,Dual System,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total interior livable area: 3,025 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry,Washer/Dryer Connections
  • Area: 180

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 280

Property

Details

  • Parcel number: D0223K A00020

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Covered Patio

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaped,Level
  • Lot size dimensions: 0.22

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,124$37,488
Home Insurance $371$4,452
Property Taxes $499$5,988
Electricity $245$2,949
Total$4,239$50,868

Income You'd Need if You Spent...

35% on housing$145,337/yr
40% on housing$127,170/yr
45% on housing$113,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 38017$194
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38017$177
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$617,900

New Construction

AgentLisa W Fitzgerald
BrokerageMain Street, REALTORS

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