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1038 Bluebird Rd, Mineral Bluff, GA, 30559

3beds
3baths
2,500sqft
$759,900
$304price/sqft
$4,611/moest. monthly cost
$184,440/yrincome needed

About This Home

Welcome to 1038 Bluebird Road, nestled in the serene landscape of Mineral Bluff, Georgia. This charming home features three cozy bedrooms and two and a half baths, providing ample space for family living or entertaining. You'll love the convenience of dual laundry areas perfect for added functionality and flexibility. Just a short drive from town, this home offers a peaceful retreat without sacrificing proximity to shops, dining, and local attractions. Make this inviting property your next home! Ideally located just a few miles from Blue Ridge Lake and approximately 5 miles from downtown Blue Ridge, this property offers easy access to some of the area's most sought-after destinations, known for outdoor recreation, dining, boutique shopping, and year-round attractions. Short-term rentals (STR) may be permitted; however, buyers and buyer's agent are responsible for verifying all restrictions, regulations, and allowable uses.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Modern,Traditional
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Range Hood,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept

Features

  • High Ceilings,Recessed Lighting,Wet Bar
  • Window features: Wood Frames
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 4
  • Fireplace features: Basement,Living Room,Masonry,Outside,Ventless
  • Fireplace: Yes
  • Finished area below ground: 1,296
  • Finished area above ground: 1,204
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0031 071
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Rain Gutters,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.57 Acres
  • Features: Sloped

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$274$3,288
Property Taxes $253$3,036
Electricity $242$2,914
Total$4,611$55,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,091/yr
40% on housing$138,330/yr
45% on housing$122,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$246
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$799,000

New Construction

AgentMAGGIE ESPINOZA
BrokerageMaximum One Community Realtors

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