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37 County Road 202, Oxford, MS, 38655

5beds
6baths
4,800sqft
$1,599,999
$333price/sqft
$9,943/moest. monthly cost
$397,720/yrincome needed

About This Home

Beautiful family home on 14 acres. Large bedrooms, media room, 3-car attached garage w/extra door for golf cart or UTV, and detached shop. Primary bedroom on main level w/his and hers separate closets. Second floor accessible by two sets of stairs (front and rear). Media room with bar sink and location for mini-fridge. Whole house security system w/fire monitoring. Fireplace w/electric logs. Fitness room w/rubberized flooring. Attic storage with full-size doors in three locations. Inspected above ground/internal storm shelter. Paved driveway resealed less than one year ago. Home has up to date termite contract. Land is level and ready for fencing for horses or other livestock. (However, would consider separating house lot to a smaller size.) More pictures to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Oxford Middle SchoolGrades 7-84.1 mi
9/10
Oxford High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Flooring: Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,800 sqft

Property

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 14 Acres

Parking

  • Parking features: Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$714$8,568
Property Taxes $693$8,316
Electricity $446$5,355
Total$9,943$119,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$340,902/yr
40% on housing$298,290/yr
45% on housing$265,146/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$254
Lafayette County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$1,600,000

For Sale by Owner

AgentProperty Owner

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