




115 Charles St Floor 2, Jersey City, NJ, 07307
About This Home
Welcome to 115 Charles, Unit 2, a stunning 4-bedroom, 3.1-bathroom duplex condo offering over 2,100 sqft of luxurious living space. Located in Jersey City Heights, this residence is conveniently close to the 9th Street Light Rail, Riverview-Fisk Park, Hoboken, and the vibrant dining scene along Palisade Avenue. Designed with timeless finishes and high-end fixtures, this home offers cutting-edge technology for modern living. The main level features an expansive open-concept dining and living area with oversized Andersen windows, creating a bright, airy atmosphere. A realistic flame fireplace with a tempered glass accent wall makes a bold statement. The chef’s kitchen includes two-tone cabinetry, Thermador appliances, a paneled refrigerator and dishwasher, a 5-burner range, warming drawer, and a waterfall quartz island with West Elm accent lighting, a porcelain backsplash, pot filler, and externally vented hood. The first floor also includes a beautifully appointed powder room with warm accent lighting. Upstairs, the XL primary suite offers a serene retreat with custom wood-tone millwork, bedside pendant lighting, a walk-in closet with built-ins, and a private balcony. The spa-like en-suite bath boasts modern natural tones, an oversized double vanity, pendant lighting, and a luxurious shower with multiple Kohler body sprays and a rainfall showerhead. Two additional XL bedrooms feature custom closets with built-ins and share an elegant full bathroom with double vanity, soaking tub, rainfall showerhead, body sprays, and floor-to-ceiling tilework. An extra primary suite with custom closets and a full bathroom completes the upper level. The upstairs also includes a separate laundry room with top-of-the-line washer and dryer. A recessed lit staircase leads to an entertainment zone featuring a wet bar with custom cabinetry, a backlit designer backsplash, and a wine fridge. Step outside to a rare full-length rooftop with sweeping views of the NYC skyline. This outdoor space includes premium astroturf and Trex decking, as well as hookups for gas, electric, and water—perfect for entertaining.This smart home is equipped with Google Nest doorbell, security cameras, smart thermostat, touchscreen light switches, and dimmers, all controlled via smartphone. The property includes side-by-side parking in a private driveway. The home is completed with Blue Chip Properties' signature exterior facade, recessed driveway, and professional landscaping. Also qualifies for 5-year tax abatement. Sqft are approx. Don’t miss the chance to own this exceptional residence in one of Jersey City’s most desirable neighborhoods.
Getting Around
Schools
Construction
Materials
- Construction materials: Aluminum Siding,Brick
Type & Style
- Home type: Condo
- Architectural style: Contemporary,Townhouse
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Fireplace,Private Roof Top,1 Other Room
- Flooring: Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Property
Parking
- Parking features: 1 Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $1,688 | $20,256 |
| Electricity | $231 | $2,777 |
| Total | $8,760 | $105,120 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,349,000 |
