852 Cowley Dr, Westfield, IN, 46074
About This Home
Are you looking for a NEW Big 5-bedroom house with a main-floor guest suite, located in Westfield, near Grand Park at Lancaster community, situated on a private backyard homesite? Well, you found it! This fine Pulte-built home was completed in 2025 when the owner took possession of it as a 2nd home. It has barely been lived in and not even decorated. It is waiting for its permanent family to make it their home. For simplicity and privacy, a substantial investment was made by adding plantation shutters on all the windows throughout. The Luxury Vinyl Plank flooring, on the main floor and baths, was tastefully selected to complement any color or type of decor. The OPEN floor plan of the main living areas-Great Room, Dining, Kitchen, and Sunroom can easily manage larger gatherings of family and friends. The huge mudroom provides space for all types of sporting equipment, plus a storage room. Organize your kitchen with a room-size pantry. Planning area/Office, and a Guest room with a full bath, complete the main level The second floor: a family room loft, the Primary suite with a sumptuous spa bath, a WI closet, 3 additional bedrooms with WI closets, a full double-sink vanity hall bath, and a convenient laundry room on this floor. Community features a playground, clubhouse, pool, walking trails, and pickleball courts.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 2024
Materials
- Foundation: Slab
- Construction materials: Brick,Wood Siding
Other
- Builder name: Pulte
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Disposal,Gas Water Heater,Microwave,Electric Oven,Refrigerator
- Laundry features: In Unit,Connections All,Laundry Room,Upper Level
Bedroom2
- Level: Upper
- Area: 143
- Dimensions: 11x13
Bedroom3
- Level: Upper
- Area: 143
- Dimensions: 11x13
Bedroom4
- Level: Upper
- Area: 163.85
- Dimensions: 14.5x11.3
Bedroom5
- Level: Main
- Area: 185.32
- Dimensions: 11.3x16.4
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 190
- Dimensions: 9.5x20
Features
- Double Vanity,Breakfast Bar,Tray Ceiling(s),Kitchen Island,Entrance Foyer,In-Law Floorplan,Pantry,Walk-In Closet(s)
- Window features: Wood Work Painted
- Number of fireplaces: 1
- Fireplace features: Insert,Gas Log,Great Room
- Fireplace: Yes
Foyer
- Level: Main
- Area: 130
- Dimensions: 6.5x20
Great Room
- Level: Main
- Area: 320
- Dimensions: 16x20
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,455
- Total interior livable area: 3,455 sqft
Kitchen
- Level: Main
- Area: 200
- Dimensions: 10x20
Laundry
- Level: Upper
- Area: 96
- Dimensions: 12x8
Loft
- Level: Upper
- Area: 233.619
- Dimensions: 12.9x18.11
Master Bedroom
- Level: Upper
- Area: 213.53
- Dimensions: 13.10x16.3
Office
- Level: Main
- Area: 42
- Dimensions: 6x7
Sun Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Property
Details
- Parcel number: 290527014026000015
- Special condition: As Is
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio
Lot
- Lot size: 9,147 sqft
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $1 | $12 |
| Electricity | $316 | $3,800 |
| Total | $3,421 | $41,052 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $574,990 |
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