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5458 Sipsey Way, Olive Branch, MS, 38654

5beds
3baths
2,170sqft
$405,990
$187price/sqft
$2,697/moest. monthly cost
$107,880/yrincome needed

About This Home

Homesite 126, the Mason plan in Villages at Southbranch is available now! D.R. Horton is thrilled to unveil the new Mason floorplan! This expansive one-story home features a range of contemporary elements that foster a welcoming atmosphere. The open-concept layout, enhanced by impressive 9-foot ceilings, contributes to the spacious feel throughout. The kitchen stands out with a large island ideal for bar-style dining or entertaining. It also includes a walk-in pantry and plenty of cabinets and counter space, making it a chef's paradise. Adjacent to the kitchen, the generous living room offers a lovely view of the covered porch, perfect for relaxation and outdoor dining. At the back of the home, you'll discover the spacious Bedroom One, designed for privacy. It comfortably accommodates a king-size bed and boasts an en suite bathroom with a double vanity, a large walk-in closet, and a separate water closet for convenience. Additionally, two secondary bedrooms at the front share a well-appointed bathroom, while two more bedrooms near the center share another bathroom with a linen closet for easy access to storage. These bedrooms are conveniently located close to the laundry room for added practicality. Please note that pictures, photographs, colors, features, and sizes are for illustration purposes only and may differ from the homes as they are constructed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,170 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,052$24,624
Home Insurance *$265$3,180
Property Taxes $179$2,148
Electricity $201$2,421
Total$2,697$32,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,468/yr
40% on housing$80,910/yr
45% on housing$71,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$405,990

New Construction Spec

BrokerageD.R. Horton

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