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10903 Rock Island Dr, Austin, TX, 78717

2beds
3baths
1,443sqft
$410,000
$284price/sqft
$2,963/moest. monthly cost
$118,520/yrincome needed

About This Home

Experience low-maintenance living in one of 78717’s rarely available gated communities—where location, lifestyle, and convenience come together seamlessly. This charming 2-bedroom, 2.5-bath home places you just steps from local dining and shopping, with Brushy Creek Trail only a 3-mile bike ride offering the perfect balance of urban access and outdoor living. Inside, natural light fills the open-concept living and dining space, creating a warm and inviting atmosphere ideal for both everyday living and entertaining. A convenient half bath on the main level adds function without sacrificing flow. Upstairs, a versatile loft area offers flexibility for today’s lifestyle perfect for a home office, reading nook, play room or creative space. Both bedrooms feature private ensuite bathrooms, providing comfort and privacy for residents and guests alike. The primary suite includes a double vanity, walk-in shower and custom walk-in closet, while the secondary suite offers an en-suite bath with walk-in closet. Enjoy access to community amenities including a pool and amenity center, while the HOA handles landscaping, mowing, and exterior maintenance making this a true lock-and-leave opportunity. Washer, dryer, and refrigerator all convey for a seamless move-in experience. Whether you're seeking an active lifestyle, a low-maintenance home base, or a prime North Austin location near employers and the metro rail, this property delivers. Opportunities in this gated community are limited so don’t miss your chance!

Getting Around

9
WalkingCar-Dependent
35
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

8/10
9/10
Pearson Ranch MiddleGrades 6-82.6 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Composition

Other

  • Builder name: Grand Haven Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Range,Free-Standing Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Crown Molding,Double Vanity,Electric Dryer Hookup,Eat-in Kitchen,Entrance Foyer,Multiple Living Areas,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Storage,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds,Double Pane Windows,Low Emissivity Windows,Vinyl Windows,Window Coverings
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,443 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16479500000058
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Gutters Partial,Private Yard
  • Fencing: Back Yard, Partial, Stone, Wrought Iron
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 5,667 sqft
  • Features: Back Yard,Close to Clubhouse,Corner Lot,Curbs,Front Yard,Landscaped,Near Golf Course,Near Public Transit,Private,Sprinkler - Automatic,Trees-Medium (20 Ft - 40 Ft)

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$140$1,680
Property Taxes $512$6,144
Electricity $238$2,859
Total$2,963$35,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,588/yr
40% on housing$88,890/yr
45% on housing$79,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 78717$220
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78717$229
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$425,000

For Sale by Agent

AgentSarah McAloon
BrokerageCompass RE Texas, LLC

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