31 Rocky Cir NE, White, GA, 30184
About This Home
This charming ranch home sits on 1.16 acres and boasts plenty of windows overlooking a private 35-acre lake. The main level features beautifully finished hardwood floors, a spacious family room with a fireplace and built-in bookcases, a separate dining room, and a kitchen with maple cabinets and an island that opens to a bright sunroom. From the family room and sunroom, step onto the screened porch to enjoy peaceful lake views. The Owner’s Suite offers a vaulted trey ceiling, a large closet, dual vanities, a separate shower, and a whirlpool soaking tub. On the opposite side of the home, two guest bedrooms share a Jack and Jill bath with dual sinks and a tub/shower combo. A large laundry room with a sink and ample cabinet space connects to the garage, front porch, and Owner’s Suite hallway. The finished terrace level, with new carpet recently installed, offers an open concept layout with built-in bookcases, a wood-burning stove, and space for an office or pool table, plus a bedroom with a walk-in closet and Jack and Jill bath. Off the family room is a covered porch perfect for relaxing outdoors, while a hallway leads to a workshop with storage and washer/dryer. Outside, stairs lead to the dock where you can soak up the sun, boat, kayak, or fish.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1999
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick,Cement Siding,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Range Hood,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level,Mud Room,Sink
Basement
- Has basement: Yes
- Basement: Driveway Access,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access
Bedroom
- Features: In-Law Floorplan, Master on Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Seats 12+, Separate Dining Room
Features
- Bookcases,Central Vacuum,Crown Molding,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 10 ft Main,High Speed Internet,Recessed Lighting,Tray Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows,Insulated Windows,Storm Window(s)
- Flooring: Carpet,Ceramic Tile,Hardwood,Painted/Stained
- Number of fireplaces: 2
- Fireplace features: Basement,Family Room
- Fireplace: Yes
- Attic: Pull Down Stairs
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 4,800
- Total interior livable area: 4,800 sqft
Kitchen
- Features: Breakfast Bar, Cabinets Stain, Pantry
Master Bathroom
- Features: Double Vanity, Separate Tub/Shower, Soaking Tub, Whirlpool Tub
Master Bedroom
- Features: In-Law Floorplan, Master on Main
- Level: In-Law Floorplan, Master on Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0100A 0003 015
- Other equipment: Dehumidifier,Irrigation Equipment,Satellite Dish
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Front Porch,Patio,Rear Porch,Screened
- Exterior features: Lighting,Rain Gutters,Dock
- Has spa: Yes
- Spa features: Bath,None
- Fencing: None
- Has view: Yes
- View description: Lake,Neighborhood,Trees/Woods
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake
- Waterbody name: Other
- Frontage length: Waterfrontage Length(120)
Lot
- Lot size: 1.16 Acres
- Features: Back Yard,Front Yard,Sprinklers In Front
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $411 | $4,932 |
| Property Taxes | $431 | $5,172 |
| Electricity | $466 | $5,596 |
| Total | $5,099 | $61,188 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $794,900 |
For Sale by Agent
View on Zillow