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Nhn Chena River Access, Fairbanks, AK, 99712

2beds
0baths
928sqft
$120,000
$129price/sqft
$1,085/moest. monthly cost
$43,400/yrincome needed

About This Home

Just up the river from town, but far enough to have some privacy, enjoy nearly 7 acres of beautifully timbered land - right on the river. This property comes ready to rock and roll - complete with everything you need to live off the land (ask your agent for a full list). Mill your own lumber with the mill, already on site. Also on site are all of the building materials to finish the new cabin however you want! Cabin A is finished while Cabin B is fully wired and ready to be finished out. Cabin B has a shower room that is ready to be completed with shower, sink, toilet, and indoor plumbing. These cabins are built on the southern portion of the property. Further up the banks of the Chena there is a cleared lot that is ready to go for an even larger cabin!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

9/10
Two Rivers SchoolGrades PK-83.4 mi
3/10
North Pole High SchoolGrades 9-1211.0 mi
6/10
North Pole Middle SchoolGrades 6-810.3 mi

Construction

Condition

  • Property condition: 0-5 yrs
  • Year built: 2024

Materials

  • Foundation: Post on Pad
  • Roof: Metal
  • Construction materials: 2x6

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Property

Details

  • Parcel number: 481980
  • Zoning: NA
  • Zoning description: General Use District - 1

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Airplane Access,Dog Teams,Telephone Service
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront Access

Lot

  • Lot size: 6.95 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Wildfire
Winter Weather
Lightning
Earthquake

FEMA Declared Disasters in Fairbanks North Star Borough and Alaska

Fire
Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance $50$600
Property Taxes $111$1,332
Electricity $318$3,820
Total$1,085$13,020

Income You'd Need if You Spent...

35% on housing$37,200/yr
40% on housing$32,550/yr
45% on housing$28,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 99712$107
Fairbanks North Star Borough$141

vs Homes Sold Last Month

Median $/sqft

ZIP 99712$197
Fairbanks North Star Borough$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$160,000

For Sale by Agent

AgentIan H Ludwig
BrokerageMAJORS REALTY GROUP, LLC

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