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7016 Valley Hwy #R-2, Vermontville, MI, 49096

2beds
1baths
884sqft
$147,000
$166price/sqft
$1,193/moest. monthly cost
$47,720/yrincome needed

About This Home

Own a bit of history and a home! Originally built in 1855 as the Walworth School in Kalamo Township, later renamed to Cogsdill School, the building has been a private residence for several decades. Although functional & livable, the home does need some renovation & restoration! The finished living space is 884 Sq. ft. - 2bedrooms, 1bath, large living room, nice country kitchen, first floor laundry and an updated bathroom. There is an awesome 3 season sun-porch with sliding glass doors on all sides. The 2nd floor is unfinished and provides ample space for more bedrooms & additional bath. Price so you can afford to do the fix -up! Hurry this is country living at a bargain price!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Maplewood SchoolGrades 3-64.1 mi
4/10

Construction

Condition

  • Year built: 1855

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Gas Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 86.52000000000001

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Kitchen

  • Level: First
  • Area: 153.36

Laundry

  • Level: First
  • Area: 92.7

Living Room

  • Level: First
  • Area: 257.162

Master Bedroom

  • Level: First
  • Area: 115.36

Other

  • Level: First
  • Area: 266.8

Other

  • Level: Second
  • Area: 320

Other

  • Level: Second
  • Area: 470

Property

Details

  • Parcel number: 2309000240009000
  • Zoning description: Zoning

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 103 x 209

Parking

  • Parking features: Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $743$8,916
Home Insurance *$98$1,176
Property Taxes $164$1,968
Electricity $188$2,259
Total$1,193$14,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,902/yr
40% on housing$35,790/yr
45% on housing$31,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 49096$156
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 49096$139
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$159,000
2026-04-25Listed for sale$169,900
2026-04-21Contingent$169,900
2026-04-16Listed for sale$169,900

For Sale by Agent

AgentEric Crandall
BrokerageWEICHERT, REALTORS- Emerald Properties

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