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190 Southampton Dr, Absecon, NJ, 08205

2beds
2baths
1,700sqft
$319,000
$188price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Highly sought after 2 BR/2BTH Manor home/condo in the desirable Four Seasons, Smithville 55+ community. Very well-maintained and immaculate home. Lovely flowing layout with neutral tones throughout. Spacious and inviting, New Anderson door installed on patio, newer roof installed. The kitchen features plenty of cabinets (white), food pantry, and a bar counter for serving your guests. Newer laminate flooring in the kitchen which goes into the spacious family room with gorgeous window and door shutters. Very generous, large laundry room with washer/dryer and more cabinet space. Inviting and large primary suite with a wonderful walk-in closet as well as an ensuite bathroom, and window shutters. The second bedroom is also a generous size with an updated bathroom, bay window with shutter window treatment. Close proximity to the club house and all its amenities. Near bike and walking paths as well as ponds. There are 2 HOA fees. Furniture available upon request.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
2/10
4/10
Absegami High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Carbon Monoxide Detector,Storage,Walk-In Closet(s),Pantry
  • Window features: Blinds,Curtains,Shades
  • Flooring: Laminate,W/W Carpet
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 10

Features

  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 3,497 sqft
  • Lot size dimensions: 0.0803

Parking

  • Total spaces: 1
  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$137$1,644
Property Taxes $494$5,928
Electricity $193$2,318
Total$2,437$29,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$329,000

For Sale by Agent

AgentBonnie Gross
BrokerageSoleil Sotheby's International Realty - A

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