9566 Mill St, Ben Lomond, CA, 95005
About This Home
A rare investment opportunity in a beautiful Ben Lomond frontage location on Highway 9. This well maintained mixed-use property features 2 commercial units and 2 residential units. The property is fully leased.There is ample on site and street parking, and easy walking distance to restaurants, grocery store, post office, garden center and a well maintained community park. Elevator access adds exceptional accessibility for all tenants and visitors. , It's the great green building.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Composition, Shingle
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Residential Income
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,076
- Total interior livable area: 4,076 sqft
Property
Accessibility
- Accessibility features: Elevator/Lift,Parking,Customized Wheelchair Accessible
Details
- Parcel number: 07710410000
- Zoning: C-1
- Special condition: Standard
Features
- Stories: 2
- Has view: Yes
- View description: Forest/Woods,Mountain(s)
Lot
- Lot size: 0.33 Acres
- Features: Side Slope
Parking
- Total spaces: 4
- Parking features: Assigned,Common,On Street
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $306 | $3,672 |
| Property Taxes | $600 | $7,200 |
| Electricity | $874 | $10,488 |
| Total | $7,847 | $94,164 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,200,000 |
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