196 Cottonwood Rd, Louisa, KY, 41230
About This Home
Tucked away in a peaceful wooded setting, this charming cabin offers the perfect blend of privacy, comfort and convenience just 2 miles from Yatesville Marina for easy access to boating, fishing and outdoor recreation. Surrounded by mature trees and situated on a beautiful homesite, this property is ideal for a weekend getaway, vacation rental, or full-time retreat. Inside, the cabin comes fully furnished and move-in ready with all appliances, furniture, utensils, bedding, and more conveying with the sale. Just bring your suitcase! Thoughtfully updated in the last 10 years, the electrical, flooring, walls and roof offer peace of mind, while full spray foam insulation provides year-round energy efficiency and comfort. An added bonus is the developed house seat on the property featuring a 1,400 gallon septic tank, creating potential for future expansion.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Other
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Cabin
Interior
Appliances
- Appliances included: Refrigerator,Range
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Door features: Storm Door(s)
- Flooring: Hardwood,Vinyl
- Finished area below ground: 0
- Finished area above ground: 672
Heating & Cooling
- Heating features: Electric
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 672
- Total interior livable area: 672 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Features
- Levels: One and One Half
- Fencing: None
Lot
- Lot size: 1.50 Acres
- Features: Many Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $604 | $7,248 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $60 | $720 |
| Electricity | $154 | $1,850 |
| Total | $965 | $11,580 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $134,900 |
| 2026-04-16 | Listed for sale | $149,000 |
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