127 Lytle Way, Georgetown, KY, 40324
About This Home
Fully updated duplex offering immediate income potential in the heart of Georgetown. Whether you're expanding your portfolio, exploring short-term rental opportunities, or looking for housing near Georgetown College, this property checks all the boxes. Each unit features 1 bedroom and 1 bathroom with thoughtful updates throughout. Recent improvements include new central HVAC systems in both units, a durable metal roof (2024), updated flooring, lighting, and fresh paint (2024), and beautifully renovated bathrooms with custom tile showers and glass doors. Unit 1 also boasts brand new kitchen cabinets and a new water heater (2025). The property can be purchased fully furnished, making it truly turnkey for short-term rentals or student housing. A welcoming front porch adds to the charm, while the location offers quick access to Main Street Georgetown, dining, shopping, and Georgetown College. An excellent opportunity to own a low-maintenance, updated duplex in a high-demand area with flexible investment potential.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Craftsman
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer,Range
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,008
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 16630263.000
- Attached to another structure: Yes
Features
- Levels: One
Lot
- Lot size: 4,356 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $361 | $4,332 |
| Electricity | $154 | $1,850 |
| Total | $2,269 | $27,228 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $320,000 |
View on Zillow