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200 Sunny Isles Dr #B207, South Padre Island, TX, 78597

1beds
1baths
425sqft
$224,900
$529price/sqft
$1,690/moest. monthly cost
$67,600/yrincome needed

About This Home

Waterfront Condo at Fiesta Harbor – Private Boat Ramp & Gated Access A rare chance to own true bayside property on South Padre Island. This beautifully updated condominium sits directly on the Bay at the highly sought-after Fiesta Harbor community—one of the island’s best-kept secrets. Property Highlights • PRIVATE BOAT RAMP exclusively for owners • BBQ and picnic areas near bay and pool areas • Gated, secure complex with on-site property manager • Fully updated interior featuring custom cabinetry, countertops, and stylish backsplash tile • All furnishings and décor convey, making this a turnkey coastal retreat • Gorgeous pool area in a quiet, low-density community • Only 50 units in the entire complex • Stunning views of the Queen Isabella Causeway • Amazing sunsets • On-site coin laundry and recreation room • HOA paid quarterly = $516/quarter The Lifestyle Launch your boat from your own private ramp, enjoy peaceful evenings by the water, and soak in the serene atmosphere of this intimate bayside community. Fiesta Harbor offers the perfect blend of privacy, convenience, and island charm.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-53.1 mi
4/10
4/10
Port Isabel High SchoolGrades 8-125.1 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 425 sqft

Property

Features

  • Exterior features: Brick,Cement / Concrete
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$62$744
Property Taxes $253$3,036
Electricity $238$2,859
Total$1,690$20,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,942/yr
40% on housing$50,700/yr
45% on housing$45,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$300
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$228,500

For Sale by Owner

AgentProperty Owner

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