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280 Morning Glory Dr, Pell City, AL, 35128

3beds
3baths
2,004sqft
$350,350
$175price/sqft
$2,275/moest. monthly cost
$91,000/yrincome needed

About This Home

The Rutledge II is a dream for multi-generational living, designed to bring people together while offering everyone their own quiet retreat. The heart of the home is an open-concept family room that flows into a gourmet kitchen and dining area, where a central island keeps the chef part of the conversation. Two main-level primary suites serve as private sanctuaries, each featuring elegant trey ceilings, walk-in closets, and en-suite baths—perfect for shared households. Practicality meets comfort with a central laundry room and inviting front and rear porches made for relaxation. Upstairs, a versatile third bedroom with a vaulted ceiling and full bath offers a secluded getaway for a teenager or home office. The Rutledge II is the perfect backdrop for making memories with the privacy families need. Visuals feature a similar home for inspiration. Pricing is the base starting point; final price varies based on upgrades and features selected.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
--
Duran SouthGrades 72.2 mi
4/10
Pell City High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: 3 Sides Brick,HardiPlank Type

Other

  • Builder name: Valor Communities

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Bedroom1

  • Level: Third
  • Area: 247

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 117

Family Room

  • Level: First
  • Area: 221

Features

  • None,High Ceilings,Smooth Ceilings,Tray Ceiling(s),Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,004

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,004 sqft

Kitchen

  • Level: First
  • Area: 180

Master Bedroom

  • Level: First
  • Area: 182

Property

Details

  • Parcel number: 25000000000000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,838 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,771$21,252
Home Insurance *$183$2,196
Property Taxes $81$972
Electricity $240$2,881
Total$2,275$27,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,000/yr
40% on housing$68,250/yr
45% on housing$60,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 35128$192
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35128$157
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$335,850

New Construction Spec

AgentScott Dudley
BrokerageVC Realty LLC

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