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4 Cardinal Ln APT 1, Hillsborough, NJ, 08844

2beds
3baths
1,473sqft
$375,000
$255price/sqft
$2,779/moest. monthly cost
$111,160/yrincome needed

About This Home

Hillsborough Village premieres this lovely 2 Bed 3 Bath Townhouse with finished basement, ready and waiting for you! Meticulously maintained, just pack your bags and move right in! Foyer entry welcomes you in to find a light & bright spacious open floor plan. The Living Rm features hardwood floors that extend through to the Dining Rm. The Dining Rm is perfect for hosting dinner guests with sliding glass doors leading to the rear patio. Eat-in Kitchen offers ceramic tile flooring, a plethora of cabinetry for storing kitchen needs, and plenty of dinette space. 1/2 Bath on this main level is so convenient. Make your way upstairs to find the main full bath with tub shower + 2 generous Bedrooms inc the Primary Suite. Primary Bedroom boasts it's own private 1/2 Bath and balcony. Finished basement is a bonus offering a large Rec Rm and Laundry. Relax outdoors on the rear patio. On site parking for you and guests. Conveniently close to area shopping, dining, schools, and parks + public transportation and major roads for easy commuting. Don't wait, Come & see TODAY!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
7/10
8/10
Hillsborough High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse, End Unit, Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Range/Oven,Exhaust Fan,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Finished, Recreation Room, Interior Entry, Utility Room, Laundry Facilities

Bathroom

  • Features: Tub Shower

Bedroom2

  • Area: 205.375

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Features: Living Dining Combo
  • Area: 213.3263888750278

Features

  • Entrance Foyer,Kitchen,Bath Half,Living Room,Dining Room,2 Bedrooms,Bath Full,None
  • Flooring: Carpet,Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,473
  • Total interior livable area: 1,473 sqft

Kitchen

  • Features: Kitchen Exhaust Fan, Eat-in Kitchen
  • Area: 121.111111111

Living Room

  • Area: 161.972222222

Master Bedroom

  • Features: Half Bath
  • Area: 247.916666666

Property

Details

  • Parcel number: 100015319000010000C0041
  • Zoning: PD

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Deck,Patio
  • Exterior features: Open Porch(es),Curbs,Deck,Patio,Sidewalk

Lot

  • Features: Near Shopping,Near Train,Level,Near Public Transit
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: None,On Site,Open,Paved,Assigned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$115$1,380
Property Taxes $575$6,900
Electricity $193$2,318
Total$2,779$33,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,280/yr
40% on housing$83,370/yr
45% on housing$74,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 08844$303
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08844
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$399,900
2026-04-16Listed for sale$419,900

For Sale by Agent

AgentROBERT DEKANSKI
BrokerageRE/MAX 1st ADVANTAGE

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