21804 Sunset Ave, Panama City Beach, FL, 32413
About This Home
Welcome to 21804 Sunset Avenue, where modern coastal design meets refined luxury just 0.3 miles from the sugar-white beaches of Panama City Beach. This professionally designed new construction residence offers 2,865 square feet of heated and cooled living space across a two-story, five-bedroom, four-and-a-half-bathroom layout that balances elevated design with everyday livability. Clean architectural lines, a striking façade, and a generous driveway with parking for six vehicles, along with a one-car garage, create a memorable arrival. Inside, a light-filled open-concept floor plan is enhanced by 10-foot ceilings, expansive windows, and thoughtfully curated finishes throughout. The chef's kitchen serves as a true centerpiece, featuring premium quartz countertops, custom cabinetry, and a full appliance suite including built-in refrigerator, dishwasher, additional wall oven w/ microwave, and natural gas range. Additional interior highlights include luxury vinyl plank flooring, eight-foot solid wood interior doors, custom closet systems, micro-cement accents, and low-profile mud-in HVAC grills for a seamless, elevated aesthetic. Constructed with both efficiency and durability in mind, the home incorporates 2x6 framing, R-19 insulation, a spray-foamed roof deck and midfloor, dehumidifer w/ fresh air intakes, and impact-rated windows, doors, and garage door. The private outdoor setting is designed for a sophisticated coastal lifestyle, complete with a heated saltwater pool with waterfall feature and auto-fill system, complemented by low-maintenance landscaping. A covered summer kitchen with a built-in natural gas grill, along with integrated outdoor audio, CAT6 wiring, whole-home WiFi boosters, and smart thermostats, supports effortless indoor-outdoor living. An outdoor shower and brick privacy wall complete the experience. Thoughtfully designed and meticulously constructed, this residence offers a compelling combination of modern luxury, efficiency, and a highly desirable coastal setting.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Metal
- Construction materials: Brick,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Gas Water Heater
Bedroom
- Level: First
- Dimensions: 9.2 x 13.8
Bedroom
- Level: Second
- Dimensions: 8.11 x 10.3
Bedroom
- Level: Second
- Dimensions: 8 x 12.8
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Door features: Storm Door(s)
- Window features: Storm Window(s)
Interior Area
- Total structure area: 2,865
- Total interior livable area: 2,865 sqft
Other
- Level: First
- Dimensions: 11.11 x 6.1
Other
- Level: Second
- Dimensions: 10.7 x 7.11
Property
Details
- Parcel number: 35842015000
- Zoning description: Resid Single Family
Features
- Private pool: Yes
- Pool features: Gas Heat,Salt Water,Private
- Patio & porch: Balcony,Patio,Open,Porch
- Exterior features: Barbecue,Patio,Outdoor Kitchen,Outdoor Shower
- Fencing: Privacy
Lot
- Lot size: 5,227 sqft
- Features: Paved
- Lot size dimensions: 50 x 108 x 50 x 107
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,000 | $108,000 |
| Home Insurance * | $2,086 | $25,032 |
| Property Taxes | $875 | $10,500 |
| Electricity | $288 | $3,459 |
| Total | $12,249 | $146,988 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,780,000 |
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