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94 Cardamom Ln, Morgan Hill, CA, 95037

3beds
3baths
1,598sqft
$844,900
$529price/sqft
$5,269/moest. monthly cost
$210,760/yrincome needed

About This Home

Residence 2 is a versatile home designed for flexibility and ease. With three bedrooms and three full baths, this plan provides room for family, guests, or a dedicated home office. A main-level bedroom off the gathering room is perfect for overnight visitors, extended family, or creating a private retreat away from the upstairs bedrooms. The second floor centers around an open kitchen, dining, and gathering room with direct access to a private deck, an ideal spot to relax or extend the living space outdoors. Upstairs, the luxurious owner's suite is a private haven with a spa-inspired bath featuring dual sinks and a seated shower. A dedicated work center on the first level makes it easy to balance productivity and relaxation, while the two-car garage offers ample storage. Residence 2's blend of open living areas, private retreats, and outdoor connection makes it a home designed for both entertaining and every day living. See Agent for more details.

Getting Around

26
WalkingCar-Dependent
32
TransitSome Transit
62
BikeBikeable

Schools

4/10
6/10
10/10
Ann Sobrato High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: DeNova Homes

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 1,598 sqft

Property

Features

  • Levels: 3.0
  • Stories: 3

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$121$1,452
Property Taxes $478$5,736
Electricity $398$4,786
Total$5,269$63,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,651/yr
40% on housing$158,070/yr
45% on housing$140,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 95037$648
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95037$666
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$879,900
2026-04-16Listed for sale$899,900

New Construction Spec

BrokerageDeNova Homes

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