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93 Central Ave, Gaithersburg, MD, 20877

3beds
3baths
2,407sqft
$654,990
$272price/sqft
$4,249/moest. monthly cost
$169,960/yrincome needed

About This Home

Welcome Center now open at Montgomery counties newest community, come tour today! This unit ready for July Move in!! Welcome to the Taylor, a beautifully crafted upper‑unit, 2‑story condo offering over 2,300 sq. ft. of thoughtfully designed living space in the vibrant One Central community of Gaithersburg. From the moment you walk in, you'll feel how this home blends style, comfort, and functionality in a way that simply makes everyday living feel better. As you arrive on the main level, you’re greeted by a grand, modern kitchen centered around an oversized island—perfect for entertaining and everyday functionality. Stunning quartz countertops flow throughout the space, paired with a stylish tile backsplash, Whirlpool® stainless steel appliances, and elegant pendant lighting that brings warmth and character to the room. The kitchen opens effortlessly into the dining room and great room, creating a spacious setting ideal for hosting or enjoying quiet evenings at home. The dining room includes a convenient pocket office, offering a tucked‑away workspace perfect for working from home. The great room is generously sized—perfect for your oversized sectional, cozy lounge pillows, and movie nights. Just beyond, you’ll find a large back deck, ideal for relaxing or simply soaking in some fresh air. Upstairs, you’ll find three graciously sized bedrooms, including the luxurious primary suite. This serene retreat features a spa‑inspired bath with dual sinks topped with quartz countertops, a walk‑in shower, and a large walk‑in closet designed to keep everything beautifully organized. The additional bedrooms are perfectly sized for children, guests, a study space, or hobbies. A spacious full bathroom serves secondary bedrooms, and you’ll enjoy the convenience of an upstairs laundry room with plenty of storage. The Taylor brings together modern design, flexible spaces, and everyday comfort—an ideal place to create your next chapter.

Getting Around

74
WalkingVery Walkable
46
TransitSome Transit
63
BikeBikeable

Schools

3/10
3/10
Gaithersburg High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Advanced Framing,Batts Insulation,Blown-In Insulation,Stone,Vinyl Siding

Other

  • Builder name: Beazer Homes

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • 9'+ Ceilings,Dry Wall
  • Flooring: Carpet,Laminate,Tile/Brick
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,407

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,407
  • Total interior livable area: 2,407 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,311$39,732
Home Insurance *$169$2,028
Property Taxes $463$5,556
Electricity $306$3,680
Total$4,249$50,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,680/yr
40% on housing$127,470/yr
45% on housing$113,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 20877$207
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20877$245
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$749,990
2026-05-07Price change$724,990
2026-05-06Price change$750,010
2026-04-28Price change$749,990
2026-04-23Price change$750,548
2026-04-18Price change$749,990
2026-04-16Listed for sale$750,095

New Construction Spec

AgentNick Waldner
BrokerageKeller Williams Realty Centre

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