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120 Unicoi Gate Lot 38, Madisonville, TN, 37354

3beds
2baths
1,800sqft
$289,000
$161price/sqft
$1,876/moest. monthly cost
$75,040/yrincome needed

About This Home

Welcome to Walnut Reserve. A Beautiful brand-new Subdivision in Madisonville Tn. Close to Tellico Mountain tourist area and the home of BALD RIVER FALLS. This new neighborhood is going to be beautiful. It has city water and city sewer. Be the first to pick your home or spot. This Energy Efficient home is stunning and features an amazing kitchen with a large center island and Energy Star appliances. Luxury vinyl flooring, no carpet, and a Smart System. Open concept keeping the family together. Large master suite with an oversized soaking tub and a separate shower. Large, covered rocking chair front porch for your enjoyment. Easy access to shopping and dining. Floor plan is available and uploaded on documents. Call today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
5/10
5/10
Sequoyah High SchoolGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 079 11600 000
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Porch,Rear Porch
  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared,Level
  • Lot size dimensions: .23

Parking

  • Parking features: Concrete,Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance $147$1,764
Property Taxes $93$1,116
Electricity $175$2,103
Total$1,876$22,512

Income You'd Need if You Spent...

35% on housing$64,320/yr
40% on housing$56,280/yr
45% on housing$50,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 37354$227
Monroe County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 37354
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$289,000

New Construction

AgentLoretta Edgemon
BrokerageEast Tennessee Properties, LLC

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