See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34 Canyon Rd, Ramah, NM, 87321

3beds
2baths
1,710sqft
$449,000
$263price/sqft
$2,752/moest. monthly cost
$110,080/yrincome needed

About This Home

A private high-desert paradise! This contemporary northern NM-style home on 28 acres offers beauty, solitude and exploration. Enjoy a large, well-equipped kitchen, light filled living spaces and a huge outdoor living area, all surrounded by pinon and ponderosa forest, with private hiking and mountain bike trails on the property. Cliff dwellings are visible from Canyon Road, and documented sites on this property. One of New Mexico's most beautiful destinations, Ramah is surrounded by federally managed areas including Cibola National Forest, El Malpais and El Morro National Monuments, and the Zuni Mountains--protected for recreation, wildlife, dark skies, and preservation of natural and cultural resources. No HOA, closest neighbor is a mile away. High desert living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
Ramah Elementary SchoolGrades PK-51.3 mi
7/10
Ramah High SchoolGrades 6-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition,Metal,Shingle
  • Construction materials: Frame,Stucco,Rock

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Free-Standing Gas Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Upper
  • Area: 135

Bedroom3

  • Level: Main
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,High Speed Internet,Country Kitchen,Kitchen Island,Living/Dining Room,Sitting Area in Master,Tub Shower
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 240.5

Primary Bedroom

  • Level: Upper
  • Area: 195

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2091060186072
  • Zoning: Out of MLS Area
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Fire Pit,Private Entrance,Patio,Propane Tank - Leased
  • Fencing: Full
  • Horses can be raised: Yes

Lot

  • Lot size: 28.80 Acres
  • Features: Landscaped,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$204$2,448
Property Taxes $130$1,560
Electricity $148$1,780
Total$2,752$33,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,354/yr
40% on housing$82,560/yr
45% on housing$73,386/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 87321$477
McKinley County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 87321$114
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$525,000

For Sale by Agent

AgentPatricia G Anderson
BrokerageBerkshire Hathaway Home Svc NM

Similar Homes