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845 Sweetwater Dr, Saint Paul, MN, 55116

3beds
4baths
1,989sqft
$692,990
$348price/sqft
$4,757/moest. monthly cost
$190,280/yrincome needed

About This Home

End Unit Fairwood plan home offers access to miles of biking and walking trails. Highland Bridge embraces a sustainable and innovative approach to urban living. Ready for May-June Move-In!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

10/10
Horace Mann SchoolGrades PK-50.7 mi
3/10
Highland Middle SchoolGrades 6-81.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Interior Area

  • Total interior livable area: 1,989 sqft

Property

Features

  • Levels: 3.0
  • Stories: 3

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,504$42,048
Home Insurance *$396$4,752
Property Taxes $687$8,244
Electricity $170$2,050
Total$4,757$57,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,097/yr
40% on housing$142,710/yr
45% on housing$126,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 55116$288
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55116$268
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$739,990

New Construction Spec

BrokeragePulte Homes

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