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5239 172nd St, Urbandale, IA, 50323

4beds
4baths
1,895sqft
$574,900
$303price/sqft
$3,957/moest. monthly cost
$158,280/yrincome needed

About This Home

Welcome to the Oakley by Destiny Homes, located in Urbandale's Bentley Ridge with Waukee Schools. This impressive ranch home offers 4 bedrooms, 4 bathrooms, and a 3-car garage. Designed with elevated finishes throughout, this home features a finished basement with 9' foundation walls. The spacious main level showcases a tray ceiling in the great room with large picture windows letting in abundant light. The kitchen is beautifully appointed with Legacy soft-close cabinetry, quartz countertops, gas appliances with vented range hood, built-in oven and microwave, and a large island with wainscoting detail, and upgraded fixtures to enhance the space. The primary suite includes a tray ceiling, a full tile shower and thoughtful design touches throughout. LVP flooring runs through the main living areas. A beautifully upgraded market home in a prime Urbandale location. Schedule your showing today! All information obtained from seller and public record. Estimated completion date of late June to early July. All information obtained from seller and public record.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Radiant ElementaryGrades K-50.2 mi
6/10
Trailridge SchoolGrades 6-72.9 mi
9/10
Northwest High SchoolGrades 10-122.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding,Stone

Other

  • Builder name: Destiny Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,398

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,895
  • Total interior livable area: 1,895 sqft

Property

Details

  • Parcel number: 1215227002
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Deck

Lot

  • Lot size: 8,276 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$253$3,036
Property Taxes $656$7,872
Electricity $141$1,696
Total$3,957$47,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,668/yr
40% on housing$118,710/yr
45% on housing$105,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 50323$259
Dallas County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50323$273
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$590,500

New Construction

AgentLucas Emmert
BrokerageRE/MAX Precision

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