204 McCall Ln, Mount Vernon, KY, 40456
About This Home
Welcome to your future home, a stunning new construction that combines modern elegance with functional design. This spacious residence boasts three oversized bedrooms and two well-appointed bathrooms, spread across an impressive 1,945sqft while sitting on an half acre. The open floor plan ensures a seamless flow throughout the living spaces, making it perfect for both entertaining guest and enjoying quiet family evening. The kitchen is equipped with an abundance of countertops. Storage will never be an issue with plenty of cabinets and a generous walk-in pantry. Whether you're a seasoned chef or a casual cook, you'll appreciate the elegance and functionality this kitchen offers. The primary bathroom offers a double vanity, walk-in tile shower so you have your very own oasis. Don't forget about the relaxing back porch to sit and watch the sunset each evening. This home also offers a 2 car garage with plenty of room for your vehicles, and the walk-in crawl space provides a convenient storage solution for your lawn mowers and other outdoor equipment. This beautiful home has so much to offer. Don't miss out on the chance to own a home that not only meets but exceeds your expectations. Only minutes to I-75 and HWY 150.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 2026
Materials
- Foundation: Block
- Roof: Dimensional Style,Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Eat-in Kitchen,Walk-In Closet(s)
- Window features: Insulated Windows
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,942
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 1,942
- Total interior livable area: 1,942 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 02200027.25
Features
- Levels: One
- Fencing: None
- Has view: Yes
- View description: Rural,Trees/Woods,Neighborhood
Lot
- Lot size: 0.50 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $303 | $3,636 |
| Property Taxes | $126 | $1,512 |
| Electricity | $154 | $1,850 |
| Total | $2,150 | $25,800 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $325,000 |
View on Zillow